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Apologies, just saw this now. I think it was either same day, or a day later. Super safe and a convenient option if your bank (like mine) did not support Plaid.
Cant quote what the OP posted, but here is an article from notateslaapp.com
https://www.notateslaapp.com/news/1441/tesla-has-introduced-fsd-hardware-4-0-on-the-model-y
I did it the day before I was picking up the car, but as soon as I added the ACH on the app, it gave me a green checkmark that the payment was complete.
I had a similar issue, but it was due to the fact that my credit union was not available thru plad. In the Tesla app, it gave me the option to withdraw using ACH instead and it was just as easy. See if you can skip plad and go the ACH route.