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There's one or two here and some more on the next pages Let's talk financing rates

I actually live quite far away from Pasadena so I wasn't readily eligible to become a member. I applied for the loan without opening an account and got an email notice of approval and I started corresponding with them from there on. I confirmed my eligibility to become a CU member through their...

Just apply for the loan right away. I made the donation after I got the email offer for the loan rate. You have more than enough time. They were quick to respond.

Looking at the recent complaints on the other thread about financing rates, you're lucky you still got it easy.

Got the great 1.99% rate from PFCU. I did not try to use their offer for Lightstream's Rate Beat program out of courtesy to the credit union who were very honest from the start (Lightstream initially offered me a ridiculous rate that was more than double of what I got from this CU) and have...

I agree. I applied at Lightstream late last week and I received a depressing 4.19% rate secured loan even with excellent credit with a 820+ FICO score. This happened while I was actually getting the lowest possible APR on other banks and CUs. I don't even want to attempt their Rate Beat program...