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I got a quote that saved me about $700 a year...Only real difference is with my uninsured motorist property. I currently have 100k, but Tesla only offers 3500. My understanding of this is that if someone with no insurance and/or under insurance is found to be at fault, the uninstured motorist...

Only real way I think is to take a heat lamp on the exterior of the window and have a heat meter on the interior...If its really ceramic then th reading on the heat meter should be significantly less than the heat lamp.