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  1. J

    Regarding Financing Through Tesla

    Hm, well considering the price of everything fully loaded. I might just go with SR+ no AP for now. Between selling my old car, PAs $2k rebate, and the tax credit, I might be able to swing it down the line. But yeah, while I'm not living paycheck to paycheck, I don't want my monthly payments to...
  2. J

    Regarding Financing Through Tesla

    Gotcha. Luckily title and registration fees in Philly are only $90. Or $120-ish with lien. So I'd probably fall into the latter category going with a loan/financing. So I'm assuming my extra fees come to 1200 for destination, 120 for title and registration, and Philly has an 8% auto tax rate, so...
  3. J

    Regarding Financing Through Tesla

    That's true. I might try a few different outlets for that once I'm ready. Right now Tesla has a 3.75% APR, which I'm told isn't bad as far as new auto loans go, but a Tesla employee told me during my test drive that they're planning on bumping it up to 4% eventually. I'd like to spring for a 72...
  4. J

    Regarding Financing Through Tesla

    All very good points. Thanks for the input. Being completely new to this, I didn't realize destination fees and registration would be that much. I figured I'd be looking at more around $500. I could just bump up my down payment fund a little higher to take care of that and tax. Also I have an...
  5. J

    Regarding Financing Through Tesla

    Well my daily commute is really only about 20 miles round trip. Thing is, it goes between 3 different highways. And while there's some traffic, I have to switch lanes so often, I feel like I would barely be able to use it most of the time. So I'm thinking I'll probably swing for the SR+ with...
  6. J

    Regarding Financing Through Tesla

    So I've caught the Tesla bug about 5 months ago or so. And with getting a new job, I think I'm finally in a spot where I can afford one with a good down payment! Currently chipping away at filling up a $7k minimum cash Tesla fund for a good down payment, so I can make monthly payments as easy as...