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About“Telematics insurance will prove their innocence in an accident, without the upfront outlay for the tech.
“It also offers the potential for insurance premium savings of up to 42 per cent at renewal putting any discounts offered for front and rear dash cam in the shade.
“Motorists are having a hard enough time as it is right now so we would caution against paying out for a dashcam in the expectation of a hefty insurance premium discount.
“We urge motorists to take advantage of connected services that make your motor more intelligent. It’s easy to get connected and it’s free as part of your insurance cover.”
Richard Browning, Director of Nextbase, however, refutes the claims of Smartdriverclub’s research and believes it is not representative of the entire market.
“Nextbase refutes the 'findings' referenced by Smartdriversclub as an inaccurate reflection of the whole market. Their research is poor and unfounded, based on a small percentage of the dash cams that are used by UK motorists.
“Nextbase is the UK's leading manufacturer of dash cams, with over 80 per cent market share, and also leads the field in terms of the performance of its products. This is proved by our dominance of the Which? review system.
"The top five-ranked models are all Nextbase dash cams and have been awarded Which? Best Buy status. What's more, Nextbase's higher spec models are the best sellers, proving that the VAST majority of products being used on UK roads are of sufficient quality.
“From this position, Nextbase is working hard to allow its customers to benefit from more than just peace of mind when behind the wheel. Partnerships with SureThing! (20 per cent discount) and MyFirstUK (30% discount) offer drivers significant discounts on their insurance premiums when they install a dash cam.
"While this hasn't been adopted across the board, there are plenty of other leading providers that offer savings through dash cam insurance packages, including AXA, Admiral, Adrian Flux and Swiftcover.
“What's more, the benefits to having a dash cam are far wider reaching than merely making a saving on your insurance. Nextbase research has shown that the top 40 UK insurers ACCEPT dash cam footage in the event of an incident and this can be vital in proving non-fault.
"This in itself can save the owner 1,000s of pounds in lost no claims discounts and increased costs of premiums.”
Source : - bestfrontandreardashcam