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Thanks, that is actually very reassuring! I will just have to ask nicely if I ever cross that bridge, hopefully not though :)

Thanks. I will keep that in mind!

I have AAA as well but when I called them if they cover PPF/Wraps/aftermarket parts they said they don't provide coverage for those items. Did you have to do anything special or what adjustments did you make to your policy to get those included as part of the coverage? Thanks