Do any of the Tesla Lenders offer recast/re-amortization after the fact?

[Love2Run]

We want to purchase our newest Tesla with little down, and then come along a few months later with a large principal payment and then reduce the payment without doing an entire refinance. I checked with US Bank, and they don't offer a recast/re-amortization feature. Does anyone else know if any of the other Tesla Lenders offer this? I know credit unions typically offer this, but all of our local ones are high on rates right now. Thanks!

 

[afinchmustang]

Refinance with Tower or one of the other credit unions would be an option

 

[Love2Run]

We are trying to avoid refinancing with another lender if possible. Who knows where rates are going to be in a few months, plus in Oregon you have a rather spendy re-title fee on EVs.

 

[240vPlug]

Some credit unions will allow you to reamortize but they usually will not lower the rate. I have been with Tower for over 20 years and I know they used to allow it.

 

[Love2Run]

Bump - I'm not looking to lower the rate, just wanting to start off with little down payment and then make a large payment later and simply recast (lower's payment with same rate and same end date on the loan). I specifically want to use Tesla financing and have no plan on refinancing.