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also Credit scores don't really matter in Canada. Not as much as US for sure. If you're 750+ then you have great score and shouldnt have worries, though I know someone right around 700 get approved for a loan (3.2% at the time) no problem.Awesome. Thanks. It was the same in the United States when I bought my model S in 2016. In fact I asked Tesla to make sure the bank extended my credit check to 45 days because the car was being custom built like in the old days. That prevented a second credit check and another hit on my score.
Thanks. We we know if they pull Equifax or Transunion? I monitor both, and the scores are different by 25 points.also Credit scores don't really matter in Canada. Not as much as US for sure. If you're 750+ then you have great score and shouldnt have worries, though I know someone right around 700 get approved for a loan (3.2% at the time) no problem.
Thanks. We we know if they pull Equifax or Transunion? I monitor both, and the scores are different by 25 points.
I ordered it on September 20th, and got it delivered on October 24th. It was not built for me, I found it on October 14th (yes, that's right, I found it not the sales people at Tesla) in Montreal, called my sales guy and that was it. Apparently it was delivered on the 12 or 13 of October because I was checking every single day for new arrivals.Out of curiosity, how long did it take for delivery from your order date?
So, I'm confused. 2 of you have said scores don't matter as much as I the US. Someone else said that they provided the lender nothing other than an application. (no proof of income via pay stubs, notice of assessment, etc...). Unless I am already enjoying my Friday night too much, the two do not add up.Those scores typically don't matter much. There are Beacon scores that we as consumers don't have access to. Besides, credit score means very little when it comes to major purchases like a car or home. History, means (income), job stability, and debt load will be much more important.
So, I'm confused. 2 of you have said scores don't matter as much as I the US. Someone else said that they provided the lender nothing other than an application. (no proof of income via pay stubs, notice of assessment, etc...). Unless I am already enjoying my Friday night too much, the two do not add up.
Hello!
I have a doubt regarding the 8K CAD Quebec incentive and whether or not an M3 will qualify. My understanding is that the car price must be lower than 75k CAD.
Right now if you do a full configuration of an M3 the price reaches 81,090 CAD
- Model 3 Long Range Dual Motor All-Wheel Drive$65,990
- Red Multi-Coat Paint$2,600
- 19’’ Sport Wheels$2,000
- Black and White Premium Interior$1,300
- AutopilotIncluded
- Full Self-Driving Capability$9,200
Will this car still be eligible for the 8,000 CAD incentive since car price is 65,000 and the rest is add-ons?
- Purchase Price$81,090
Thanks.-
Dre
Credit scores in Canada are not a significant factor in approval. The loans are secured against the value of the asset so in theory they are less of a risk as compared to unsecured loans such as personal line of credits and credit cards. You default on your loan and they take back the car and recoup much more of the loan than if they were selling off a credit card debt to a collector.So, I'm confused. 2 of you have said scores don't matter as much as I the US. Someone else said that they provided the lender nothing other than an application. (no proof of income via pay stubs, notice of assessment, etc...). Unless I am already enjoying my Friday night too much, the two do not add up.
Anyone know the November rates??just curious as I won't be ordering until December. Thank you
That makes sense if the deliveries are spaced now at 4-6 weeks...Tesla guarantees the rate for 60 days now.