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I am picking up my first Tesla later today and starting to get nervous about one of our decisions. We decided to opt out of the Premium Package because all we wanted out of it was the power lift gate and that, alone, could not justify $3,000 in our minds. For some reason, it never dawned on me...

Any suggestions for an insurance carrier for a Model S60D in the Chicago area? I take delivery in about six weeks. Called my current carrier, GEICO, and they want $2,000 every six months versus 1/6 that amount for my current car (2010 Camry Hybrid). I understand that number may come down a lot...