How should I set my Powerful configuration to optimize my set-up? Any tips & guidance would be greatly appreciated.
I have a similar set up, but smaller. 5kW solar, a Model Y, one PowerWall. I've done a lot of work on optimizing, and realized that there are three very different scenarios based on the balance between your total annual solar generation and your total annual consumption.
If you produce more than your use, things can be pretty simple. If you use a lot more than you produce, you work a bit more to minimize your true-up. If you are in between, which I am, it gets more complicated trying to get the true-up as close to zero as possible.
So, to answer your question is that the strategy depends on your situation. Are you a net generator, for example. Air conditioning? Can you car charge at night? Does your PW let you "Export Everything".
In any case, it is the True-Up calculation which determines your costs. There are a number of threads on TMC discussing various aspects, and several people who are quite knowable. There is a good example and discussion of PG&E True-Up on TMC here:
NEM-PS Annual True-Up Calculation [PG&E example]
That all being said, I'd guess that your Time Based settings, with 55% backup reserve is a good start. To do a good job of deciding how to behave, your PW needs to know about NEM2 Non-Bypassable Charges of around 3¢ per kWh which is charged on all imports but not credited on exports. So I edit the utility rates to make the sell price 3 cents lower than the buy price. Some folks suggest 6 cents instead to account for the 10% or so PW efficiency loss.
One other suggestion is that you keep an eye on your system. If for any reason your solar quits producing, you can get a very nasty surprise come true-up time. One guy had his home heat pump fail so the compressor ran continuously, running his bill up, up, up, till he noticed.