DCU Auto Loan??

[PB FUTED]

I agree, a little kludgey but it works.... I just had to add my bank account (Yellow) and then Make a payment (Orange). That will transfer from my bank to DCU. I have DD set up, but I'm only moving about 1/2 of my payment each paycheck and it's not yet registered me with "Plus" status for the extra .50% discount. If needed I'll increase and then set auto transfers to come back after each pay period. Not ideal but it would save me about $1500 in finance charges.

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The problem is I can’t even complete the application process. I don’t have a checking account yet. Stuck in the application can’t move forward until I transfer fund . I have to call customer service tomorrow and get on the call back list.

 

[el-guapin]

Anyone needing /wanting a DCU referral, PM your full name and email address.

 

[techdrummer123]

@el-guapin I don't think I can PM yet, but I would like a referral

 

[Peekabooo]

Base rate is 1.99%. With PLUS membership it’s 1.49%. Add to that the EV discount and it’s 1.24%.

Even without the PLUS membership it’s 1.74% and not a bad rate at all.

I see, thanks for the explanation!

 

[el-guapin]

@el-guapin I don't think I can PM yet, but I would like a referral

PMed

 

[aditgarg]

From start of application to check in hand was 3 business days with DCU. Don’t forget the 6% on savings account (capped at $1000), but more importantly the 0.5% in checking account with $100,000 cap. At the end of 65 months I’ll have collected more in interest from them than they will from me. PM for referral.

 

[OCJeff]

From start of application to check in hand was 3 business days with DCU. Don’t forget the 6% on savings account (capped at $1000), but more importantly the 0.5% in checking account with $100,000 cap. At the end of 65 months I’ll have collected more in interest from them than they will from me. PM for referral.

Yes, but I really think you would do better in the market over 5.4 years with $100k than 0.5%. Not an investor, but just a realist. Unless you require the liquidity.

Edit: Good to know about the 3 days. I still contemplate about Tesla finance and then just re-fi post purchase to keep it simple.

 

[aditgarg]

Yes, but I really think you would do better in the market over 5.4 years with $100k than 0.5%. Not an investor, but just a realist. Unless you require the liquidity.

Edit: Good to know about the 3 days. I still contemplate about Tesla finance and then just re-fi post purchase to keep it simple.

Your advice is generally good but it boils down to personal choices/circumstances. I’m a novice investor that self manages some market assets on monthly/quarterly basis and let’s a financial fiduciary manage bigger market asset groups on a daily basis. This is the non-investment liquid asset group that I keep strictly in checking/savings accounts. Not because I require that amount of liquidity but I just don’t want to add more to the other asset groups.

 

[coolprius]

@el-guapin
i'm also too new to pm, can you pm me for a referral?

 

[el-guapin]

@el-guapin
i'm also too new to pm, can you pm me for a referral?

PMed

 

[brian.frost]

@el-guapin I just signed up so I can't PM yet either. Can you PM me for a referral, too?

 

[el-guapin]

@el-guapin I just signed up so I can't PM yet either. Can you PM me for a referral, too?

Referral sent.

 

[CubanoGnzlz]

Anyone needing /wanting a DCU referral, PM your full name and email address.

Hi, can you please PM me? I am too new to send PM’s.

 

[el-guapin]

Hi, can you please PM me? I am too new to send PM’s.

PMed

 

[el-guapin]

Anyone needing /wanting a DCU referral, PM your full name and email address.

 

[nnOC]

Hello, new so I cant PM. Can you someone send me a referral please? Thank you!

 

[whydontwe]

I will need your full name and email address for the referral.

 

[Niceboulder]

Anyone needing /wanting a DCU referral, PM your full name and email address.

Jonathan Goldenberg and my email is [email protected]

 

[SpongeZhang]

Hello, send me a PM first name, last name and email id. I can refer you and you can sign up to be a member

cant message u but Can u send to my email:[email protected] (WENCHANG ZHANG)