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I gave my RN# and what was quoted on the web and asked if there would be any better offers from Scotia or RBC.
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I gave my RN# and what was quoted on the web and asked if there would be any better offers from Scotia or RBC.
Thank you for your quick response, will send them an email. I really missed my 1st approved rate back in February when I first placed the order, a shocking 2.78%! If I knew the rates would come to this state today I would had order a performance instead to took delivery way earlier, the gaps of interest would've been paid off for the price difference already sigh....
Yeah that's one way to look at it. For me I ordered November a few weeks before the M3 RWD became ineligible for the $5000 fed rebate, so I've been committed to keeping the order as is. Instead I've been fairly aggressively saving the last ~10 months, so I'm making a rather large downpayment which will offset the higher rate. Also my trade in value is way up from when it was first quoted.
Which brings up something else that's just crossed my mind. My EDD is currently Sept 11-15, but today I got a VIN and the text saying it has left the factory. I'm with Tangerine, so to get a bank draft looks to take upto 3 business days. Is there any chance the car will arrive over the long weekend and I'll be stuck not getting the bank draft in time? From what I've read once the car is there/ready they only give you 3 days to schedule it.
There's no need to wait for the signal from Tesla to prepare the bank draft, the required payment figure is already written on your account, get the bank draft now and just bring it on the day of delivery!
Very good point! Will confirm with my SA that the number is indeed final and hopefully get it by Friday. Thanks!
Ya that's why I was doing it today, 31st. Try and cover 3 months sorta as per TSA. My Y is Oct 3-Nov 3 so hoping timing with sell of my 3 works out.
Not quite sure when to post it as I don't want to be without a vehicle. I specified it in my ad just haven't posted it in case of eager buyer.
Got 5.66 as expected.
I also got the same. I emailed Tesla finance this morning and they gave my 5.8% with RBC after asking. They said Scotiabank has higher rates right now.
Confirm this as well, got an offer from BMO at 6.2% - 84months, but asked to transfer to RBC which came back with 5.8%-84months. Scotia closer to 6.3%-6.4% if I understood my SA correctly.
Keyz1
Member
This should not be the case. I know numerous people who bought cars recently on work permit with $0 down and 84-96 months term.
Shekhawat Mx
Member
Not though Tesla. Honda,Toyota,bmw etc work with their financial service so they approve auto loans to promote their cars.
Tesla in canada doesn’t have their financial service and work with Rbc,bmo and Scotia.
I understand, but all these financing are approved through the new comers program. All RBC, BMO and Scotia has this program and has listed Tesla as a dealership in the program.
Ugh, why does Tesla provide the lowest Trade-in amount out of every other place.....
The tax savings on the shitty trade in offered kinda makes up for it but man, they're like 5-6 grand lower than most I've gotten from and I mean dealerships !!
ie:
Shift - 72,000
Clutch - 71,000
Honda Dealer - 74,000
Tesla- 66,000
But again, tax savings that 66,000 turns into 75ish
The tax savings on the shitty trade in offered kinda makes up for it but man, they're like 5-6 grand lower than most I've gotten from and I mean dealerships !!
ie:
Shift - 72,000
Clutch - 71,000
Honda Dealer - 74,000
Tesla- 66,000
But again, tax savings that 66,000 turns into 75ish
Shekhawat Mx
Member
And they list 2019 M3LR with 93,000 km for 82 k.
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