Definitely consult an attorneyWell.... now I'm really at a loss and possibly screwed pretty bad... other driver only had state minimums of TEN THOUSAND dollars and my photo based estimate is already $15,300....
What's the guidance now? The other adjustor (working for Progressive, the other person's insurance) gave me an "opinion" that it would be best to claim it with my insurance, and State Farm will go after Progressive via subrogation for the $10k that Progressive will pay out.
I assume an attorney won't really help much in this situation? The other driver was 23 year old... likely wouldn't have income or assets worth suing for? But I really feel like she's getting off with a small slap on the wrist and now I'm fairly furious.
What asshole carries state minimums? How stupid is the state to have minimums so low?! Why the *sugar* do I carry way more insurance to just get screwed over by others?