You can install our site as a web app on your iOS device by utilizing the Add to Home Screen feature in Safari. Please see this thread for more details on this.
Note: This feature may not be available in some browsers.
Actually from update 028, from 2hours ago, the Georgia/South Carolina border is landfall as Dorian curves north. So most likely Myrtle Beach, North Carolina, Chesapeake bay, Norfolk, Tangier Island (elevation 3ft), Washington DC. Over the last 25-30 years, hurricanes are averaging appx 125 miles further north landfall or so. (But a lot bigger, Gilbert filled the entire Caribbean, Sandy and Irma 700-1,000 miles wide. Andrew in 1992 was ~1/4 that sizeJust looked at the weather report. Not the best time to be moving to Florida.
Any kayakers? I'd be looking for a spot where the kayaking is fun. Maybe I need to go ahead and move to PA so I can do it now, then spend some time looking at FL and see where I might end up.
On the income tax. If you move in the middle of the year, does the state pro-rate the tax you owe? Many states do, but some don't. You can end up owing the full income tax in one or both states.
Hi Tommy,Florida has no state income tax and property tax around 1% which is a lot lower that the north east. Many people live and are moving to Florida because of the lower tax and cost of living.
Also there are plenty of houses for sale and thousands more being built ever day. I live in Sarasota FL for 40 years. It went from a little quiet gulf side town to the 13th largest county in Florida. Cost of living is great and plenty of jobs in Tech, Healthcare and services.
Really?! My car registration and insurance are way cheaper in SWFL than in the suburban Detroit area (Oakland County). Yes, grocery cost is higher but the lack of income tax helps.Moved from Ohio. Car registration more expensive here. Groceries more expensive here. Car insurance more expensive here.Property taxes higher here but no income tax so for me it is a wash. Hotter, more humid, and more insects here. Last year we had two to three nights when it was comfortable to open windows; this year we have had about 6 or 7. The river ways on the east coast would seem to be ideal for kayaking.
Really?! My car registration and insurance are way cheaper in SWFL than in the suburban Detroit area (Oakland County). Yes, grocery cost is higher but the lack of income tax helps.
Don’t forget to add home owner’s nsurance cost, if you own. Much more expensive from hurricanes. When I first moved here in 2000, it was nearly the same as up north. Now it’s almost 3 times more expensive.
I'm about 23 miles from the coast. My hurricane portion of my house insurance is $800/year, total cost of the insurance is $2300 or so. This is on a $400k home with garage in a gated community.
If your house is near the coast, then yeah, you'll pay for it. But don't cast a wide net and assume the cost of insurance in any way comes close to negating the cost decreases you get everywhere else.
How long have you lived here? Do you live in southern Florida? Have you had hurricanes directly in your area? I have had two, a cat 2 and a cat 3 pass right over our neighborhood, 3 weeks apart.
What are your deductibles? How much extra stuff to you have insured besides your house? How much land do you own? What is the roof deductible? Do you have large outbuildings?
There are far too many variables to directly compare costs.
I’m not casting a wide net at all, I am relating directly my personal experience on how insurance costs have shot up in the time I’ve been in Florida in my area, and that folks moving here should check it out. I’m 17 miles from the Atlantic shore. My insurance company tried to leave the state after the hurricanes in ‘04, and when the state wouldn’t let them, they raised the rates. I shopped around. My rates have quadrupled since I first moved here.
Your experience and mine are different. I’m glad you have not had my experience. Other people moving here may fare differently.
Just be sure you have plenty of insurance. The cage for the Lanai cost about $25,000 and we had a $10,000 cap, the roof needed replacement, another $20,000 and we got scammed by the roofers who immediately moved away they did a “yankee clipper” but I tracked them down 500-600 miles away, they left nails everywhere on the yard which I found by stepping on and bleeding (blood thinners). We are at 8ft mean sea level on gulf coast near Captiva. We lucked out as Irma jogged eastward and spared us, unlikeCharlie (Punta Gorda). Andrew 1982 was cat 5 and probably 1/4 the size of present day ones from satellite photosYou made my point. your experience doesn't mean anyone else will see the same. Obviously your personal choices led you to paying a lot of premiums. You could easily rectify that by not being located near areas that have severe risk. You got to pay to play.
I've been in FL since 1998, in 4 different cities. So I have a pretty good idea what it's like. Currently own two homes here.
You made my point. your experience doesn't mean anyone else will see the same. Obviously your personal choices led you to paying a lot of premiums. You could easily rectify that by not being located near areas that have severe risk. You got to pay to play.
I've been in FL since 1998, in 4 different cities. So I have a pretty good idea what it's like. Currently own two homes here.
Just be sure you have plenty of insurance. The cage for the Lanai cost about $25,000 and we had a $10,000 cap, the roof needed replacement, another $20,000 and we got scammed by the roofers who immediately moved away they did a “yankee clipper” but I tracked them down 500-600 miles away, they left nails everywhere on the yard which I found by stepping on and bleeding (blood thinners). We are at 8ft mean sea level on gulf coast near Captiva. We lucked out as Irma jogged eastward and spared us, unlikeCharlie (Punta Gorda). Andrew 1982 was cat 5 and probably 1/4 the size of present day ones from satellite photos