apologize for the dumb question, but i've never financed a car before (paid cash)...also i am in Texas so i cannot finance through Tesla.
i finally have a VIN and now need to provide my loan amount & institution. I am planning to check a few credit unions. i want to do $20k down and get a loan for the remaining amount (~$30k). Though - at this stage, how do i even know what the final loan amount is going to be? I have the total cost of the car + destination fee but then apparently taxes and fees etc will be finalized closer to delivery date. Also, i accepted the trade-in offer for my current car so that will be subtracted (and i'm assuming the tax will be based on the total with that subtracted).
thanks in advance for any advice anyone can provide.
i finally have a VIN and now need to provide my loan amount & institution. I am planning to check a few credit unions. i want to do $20k down and get a loan for the remaining amount (~$30k). Though - at this stage, how do i even know what the final loan amount is going to be? I have the total cost of the car + destination fee but then apparently taxes and fees etc will be finalized closer to delivery date. Also, i accepted the trade-in offer for my current car so that will be subtracted (and i'm assuming the tax will be based on the total with that subtracted).
thanks in advance for any advice anyone can provide.