Hi!
I'm planning to order a MY soon and I plan to lease with either USAA or Alliant.
My current spec on the website equals to 52,990.00 before I order. I read somewhere that orders in Texas are not immediately taxed and have to be paid within 30 days of receiving the car. Is this true? If that's the case when applying for a loan, should I include fees + taxes in my loan request or should I pay taxes separately out of my pocket? When does my down payment apply in the loan process?
My first car that I financed I used the dealers bank directly, so I'm kind of unfamiliar with the process.
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