Typical story: was rear-ended at about ~30MPH. Damage to rear quarter-panel, bumper, door, wheel etc. Initial estimate $20K from a Tesla authorized auto shop with earliest start time of mid September and then a further month for parts repairs.
Geico (insurer of at fault driver) says they only owe me a rental car while car is in the shop and max 30 days. We only have 1 car and not having the Tesla is a SEVERE inconvenience for us. We use it to drive to our respective jobs and we also are going on an extensive road trip with everything all booked in July.
If you combine the repairs, rental, diminished value the total liability is about the cash value price of the car.
Does anyone have any experience on how to convince insurers its in their interests just to total the car in the face of quickly escalating costs?
Geico (insurer of at fault driver) says they only owe me a rental car while car is in the shop and max 30 days. We only have 1 car and not having the Tesla is a SEVERE inconvenience for us. We use it to drive to our respective jobs and we also are going on an extensive road trip with everything all booked in July.
If you combine the repairs, rental, diminished value the total liability is about the cash value price of the car.
Does anyone have any experience on how to convince insurers its in their interests just to total the car in the face of quickly escalating costs?