It’s a 90 day lockYou don't need a phone call to lock a rate. Spoke to an agent today and they said just apply online and you'll automatically have that rate locked in for 30 days.
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It’s a 90 day lockYou don't need a phone call to lock a rate. Spoke to an agent today and they said just apply online and you'll automatically have that rate locked in for 30 days.
I was also told 30 days, and then 90 by another agent, and then 90 again by my loan officer.Interesting, I was told 30 on the phone.
I applied and was approved in 30 seconds. Spoke with a loan officer the next day with just general questions and completing membership, etc.How was the application process? I see that people get approved instantly but my application says the officer will get back to me in one day. I have an auto credit of 800+ with history of multiple auto loans and a mortgage.
Maybe your faith wasn’t as high as you thought?How was the application process? I see that people get approved instantly but my application says the officer will get back to me in one day. I have an auto credit of 800+ with history of multiple auto loans and a mortgage.
I wonder what that means if I got "approved" for 1.99 over the weekend but hadn't been reached out to complete my profile by a representative yet. I see that the 84 month rate is now 4.49. I wonder what rate I'll get, because that's annoying.their site was updated this morning, starting at 2.99%
I was told as soon as you apply, regardless of speaking with anyone, you're in at that rate. Rest easy.I wonder what that means if I got "approved" for 1.99 over the weekend but hadn't been reached out to complete my profile by a representative yet. I see that the 84 month rate is now 4.49. I wonder what rate I'll get, because that's annoying.
Fingers crossed!!I was told as soon as you apply, regardless of speaking with anyone, you're in at that rate. Rest easy.
I confirmed with them via email. The rate is locked from the day of the application. Apparently they got flooded with a lot of auto loan applications, mostly Teslas (wonder why ), and they’re taking a while to process. I was told to expect a call from the loan officer by Wednesday. I applied on 07/28.Fingers crossed!!
there is .50 discount on EVs.... so it would 2.99 for 60 months.Everence Federal Credit Union is now at 3.49%
Auto or motorcycle loan - up to 60 months 3.49% Auto or motorcycle loan - 72 months 3.99%
Ditto, called this morning and rep said that the rate is whatever the rate was on the application date and a 90 day lock.I confirmed with them via email. The rate is locked from the day of the application. Apparently they got flooded with a lot of auto loan applications, mostly Teslas (wonder why ), and they’re taking a while to process. I was told to expect a call from the loan officer by Wednesday. I applied on 07/28.
Not surprising, 1.99% was a great rate.their site was updated this morning, starting at 2.99%
May I ask which number you called? I submitted the application over the weekend and got approved at 1.99% for 72 months, but I'd like to go with 84 month but that unfortunately wasn't available as an option online.Ditto, called this morning and rep said that I rate is whatever the rate was on the application date and a 90 day lock.
Said you can go ahead and submit the membership app and throw your $5 in savings while you wait on the loan officer to call.
Took me 5min to get the membership completed.
(800) 348-7468May I ask which number you called? I submitted the application over the weekend and got approved at 1.99% for 72 months, but I'd like to go with 84 month but that unfortunately wasn't available as an option online.
2.99 after .5% EV discount as many have reported, unless that’s changed again.And now their default minimum rate is showing 3.49, that escalated quickly