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Yes it does make a huge difference, if you select finance and it runs out after 60 days your profile goes incomplete and you get put at the back of the line.
Yes it does make a huge difference, if you select finance and it runs out after 60 days your profile goes incomplete and you get put at the back of the line.
I'm glad you agree it makes absolutely no difference as long as your order comes in within 2 months.
In my case, I asked about switching to cash and my SA said don't worry about it, that we would monitor it and if my credit application was coming close to expiring, he would deal with switching to cash and it wouldn't affect place in line.
Anyway, bottom line: don't apply for financing at all until VIN comes in. However, this advice only applies to east coast shipments since it takes up 3 weeks before your VIN is delivered. For West coasty deliveries, you may not have enough time to get financing arranged between VIN and delivery, though some have made that work.