I used USSFCU and picked up my MYLR last month. Their default is to send the check directly to Tesla but I asked my loan officer to send me the check directly so I could bring it with me. Note that they charge you $30 to FedEx it to you. I got it a couple of days before my delivery appointment. It was a cashier's check made out to Tesla. After I'd inspected the car, I handled over the check and transferred the down payment from my bank in the Tesla app.