Esurance

[Zorak03]

Any reason not to use them? I have my Model 3 insured through them as they were like half the price of my previous company (State Farm).

 

[StellarRat]

I used them when they first started. No problems. Never had a claim though. Claims are the true test of any insurance company. You might also consider USAA. Superb customer service.

 

[Zorak03]

I used them when they first started. No problems. Never had a claim though. Claims are the true test of any insurance company. You might also consider USAA. Superb customer service.

Doesn't USAA require you to be current or former military? If so I will not qualify.

 

[trm2]

Esurance is part of Allstate. It is a reputable company.

 

[StellarRat]

Doesn't USAA require you to be current or former military? If so I will not qualify.

I believe they will also take family members of former military. Also, once you're in they won't boot you. Example: My friend's ex-husband's Dad was in the Marines that made her family eligible. When they got divorced she was still eligible to keep her USAA policies. I don't know if her children will be though. Maybe if they take over her policy at some point??

 

[Pgetzen]

USAA will definitely take dependents of either active duty or former military. I have them as in insurer and my dad was formerly active duty Air Force.

 

[Garlan Garner]

Any reason not to use them? I have my Model 3 insured through them as they were like half the price of my previous company (State Farm).

Cheap until you have a claim.

Try to get a Model 3 fixed with their claim division. It ain't gonna happen. They will not support a reputable repair place....Tesla repair is out of the question.

Really cheap premiums though.

 

[Zorak03]

Cheap until you have a claim.

Try to get a Model 3 fixed with their claim division. It ain't gonna happen. They will not support a reputable repair place....Tesla repair is out of the question.

Really cheap premiums though.

Does this mean they will only support a low quality body shop?

 

[Garlan Garner]

Does this mean they will only support a low quality body shop?

10-4

You got it.

That's why the rates are sooooo cheap.

Good luck to the other driver getting their car fixed if the accident is your fault.

 

[Zorak03]

10-4

You got it.

That's why the rates are sooooo cheap.

Good luck to the other driver getting their car fixed if the accident is your fault.

Perhaps ill shop around with other insurance companies then. Know any Tesla friendly companies? USAA is out of the question, no immediate family member has served. Also, is there a list anywhere of Tesla friendly body shops? I might ring one and ask which insurance company gives them the least grief.

 

[Garlan Garner]

Perhaps ill shop around with other insurance companies then. Know any Tesla friendly companies? USAA is out of the question, no immediate family member has served. Also, is there a list anywhere of Tesla friendly body shops? I might ring one and ask which insurance company gives them the least grief.

I don't know of any body shops in your area, but that's a good plan you have there.

 

[rhaekar]

I've used AAA for over a decade but they wanted so much for my 3. Esurance had the best rate by far so I went with them.

 

[Garlan Garner]

I've used AAA for over a decade but they wanted so much for my 3. Esurance had the best rate by far so I went with them.

Good luck.

I had a 2016 Toyota camry. I purchased my model 3 and my rate didn't change. I have Gieco.

 

[Zorak03]

I've used AAA for over a decade but they wanted so much for my 3. Esurance had the best rate by far so I went with them.

Its the same with me. Esurance had the best rate by far. Ive not had an accident in 18 years and I do not expect to have one. However, if it happens I dont want to have to fight to get compensation. Especially with all the uninsured drivers around. Last accident I was hit by a 5th DUI drunk with no insurance so my company had to pay anyways. I would rather pay a little more and avoid the headache.

 

[Evangeline]

Also, is there a list anywhere of Tesla friendly body shops? I might ring one and ask which insurance company gives them the least grief.

Great idea -- I'd really appreciate it if you could update us with what you find out. I'm with AAA (for now), and they're great if/when you have to file a claim, but, ouch. Hard to rationalize staying with them.

 

[reviewonlife]

I have Esurance on my Tesla model 3. Currently, some old man with his Kida Soul backed into my driver rear door and now Esurance is letting me pick my own body shop to get things repaired. I'm found NOT at fault but the other guy didn't have insurance. I guess I'll see what happens in 6 months when my renewal comes in. Hopping my rates don't increase even after I'm found not at fault.

 

[Zorak03]

I have Esurance on my Tesla model 3. Currently, some old man with his Kida Soul backed into my driver rear door and now Esurance is letting me pick my own body shop to get things repaired. I'm found NOT at fault but the other guy didn't have insurance. I guess I'll see what happens in 6 months when my renewal comes in. Hopping my rates don't increase even after I'm found not at fault.

They are being fair to you so far though?

 

[reviewonlife]

*Kia Soul
*hoping

So far so good.

 

[Zorak03]

*Kia Soul
*hoping

So far so good.

Thanks so much for replying. Your direct experience makes me feel a lot better.

 

[reviewonlife]

I'm not sure how well they'll treat you if you're found at fault or how much your premiums will increase but then again, that can go with any insurance.