lx3h
Charged.hk's Director of Education
Liberty has a 8000+ excess. Is this reasonable?
I have no idea and I don't know how the difference can be so great. Quotes varies so much for my case, but not so much for others who has NCB. My thinking is, maybe DirectAsia is still new in HK, so need new customers, therefore a lower price for 0% NCB to attract them, while keeping a competitive pricing for those with NCB.