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Financing Availability

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Hello, I live in Kentucky.

The Tesla website states "To qualify for Tesla Lending, you must take delivery in one of the following states..."

My state (KY) is not on that list but Ohio is, which is where the Tesla dealership is. It's about 20 minutes from my house. Is that correct in that I only need to take delivery of it in Ohio for financing even though I live in Kentucky.

Only reason i ask is on the FAQ page of the Tesla website this is worded differently and makes it sound like you must live in that qualifying states, not just take take delivery.
 
Why would you even bother financing through Tesla? They can barely get a handle on building/delivering vehicles and you want to trust them to manage the outsourcing of a loan?

Just go to a local bank or credit union and save yourself a bunch of hassle.