anandoc
Another BMW convert
I'm not making an argument! I'm just saying how I read the document.
Sorry, 'argument' as in your point of view/understanding, not a heated discussion
TOTAL BALANCE YOU MUST PAY (in big caps) its a bit misleading then.
I am not sure I agree. The document assumes a 72 month payback period and it states that clearly and all the interest charges etc are based on that assumption. I am sure it also states that you can pay back the entirety of the balance without any penalties etc. in a different section.
Either way, you can (and should) call the bank directly to verify the claims of an internet stranger