Gioreyes94
Member
Does anyone here know if I can change the terms from 84 months to 96 months after being approved
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Does anyone here know if I can change the terms from 84 months to 96 months after being approved
First time poster but long time lurker.
Ordered my MY yesterday and financing was done in about 2 hours via RBC. I was assigned a contract loan rate of 2.15 for 72 months.
Yeah they offered me 1k for my 2011 Mazda CX-7. I understand a Mazda isnt anything special, but I'll get much more than 1k selling privately.Judging by what I was offered, they don't want trade-ins.
Yeah they offered me 1k for my 2011 Mazda CX-7. I understand a Mazda isnt anything special, but I'll get much more than 1k selling privately.
Yeah they offered me 1k for my 2011 Mazda CX-7. I understand a Mazda isnt anything special, but I'll get much more than 1k selling privately.
If we are set for 2.55 and now that it has dropped, do I just email the finance group @ Tesla and ask for a lower rate? I am taking delivery of my Model Y on the 12th. Not a big difference but every dollar counts!
I second this question. I was approved at 2.55 for 96 months on Oct 15. Any insight would be appreciated.If we are set for 2.55 and now that it has dropped, do I just email the finance group @ Tesla and ask for a lower rate? I am taking delivery of my Model Y on the 12th. Not a big difference but every dollar counts!
I second this question. I was approved at 2.55 for 96 months on Oct 15. Any insight would be appreciated.
Is it 2.55% now? I'm still waiting for mine, but it shows as 2.6% and I ordered Sept 21.
Nov 11th, 2020
Finance rate via RBC
2.15% for up to 72 month
2.65% for up to 96 month
And thats based on your credit application? How much down paymeny besides the $2500 deposit?
Thanks!
SA quoted 2.15% and asked me how much deposit I wanted to put down. Looks like you can get this rate with basic $2500 down.
However, I asked to put down $20,000 down payment, RBC application came back with $10,000 down payment term ($12,500 in total)
It's common for banks to give better rate for larger loan because it's better business for them.
I never bother to push for $20,000 down and just accepted the term.
Mainly because this is open loan so I'm free to pay off more amount at any time.[/QUOTE
SA quoted 2.15% and asked me how much deposit I wanted to put down. Looks like you can get this rate with basic $2500 down.
However, I asked to put down $20,000 down payment, RBC application came back with $10,000 down payment term ($12,500 in total)
It's common for banks to give better rate for larger loan because it's better business for them.
I never bother to push for $20,000 down and just accepted the term.
Mainly because this is open loan so I'm free to pay off more amount at any time.
Good decision on not putting 20k down. I would rather leverage that cash elsewhere and make good returns. Id buy some tesla shares and hold long.
Otherwise nice!