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Honest opinion is this worth a shot or is the $$ hit too big

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Sorry to hear that you are not getting the X. It is very difficult to make money as an Uber/Lyft driver unless you are in NYC. When you are driving a $100k vehicle it makes it even more difficult. I did have a girl in her younger 20s last week that freaked out when I told her I was getting a Model 3. She said that she would pay twice as much to be driven in a Tesla.
 
Great idea except for the fact if you buy a new Tesla the contract you sign prohibits you from using a Tesla for ride share.

Any Tesla with a warranty has the same restriction.

Now, if you want to drive a Tesla without any sort of warranty coverage . . .. knock yourself out.