Kaitlyn's Law and Tesla

[MileHighMotoring]

I'm surprised a gunshot is ever covered under car insurance. News to me!

 

[NigelM]

Well, actually the law is violated if the car is "ON" or "running" and you leave a child in the car. If the car is off and the child is not in any perceivable danger then the law is not violated.

It should be noted that you're referring to Califonia law, it's different in other states.

 

[brucet999]

"If you sustain a gunshot wound from an uninsured motorist you are not covered". Reading between the lines I believe if the person does have insurance I am covered.

There is nothing "between the lines" in an insurance policy. I would guess they are just emphasizing that uninsured motorist does not cover such a claim. In practical terms, I would guess that the motorist who shoots you is unlikely to stop and exchange insurance information with you in any event.

 

[spatterso911]

It should be noted that you're referring to Califonia law, it's different in other states.

+1

True. I think Kaitlyn's law (and consequently the general context of this thread) is California-specific, but it's a good thing to hear how other states deal with this issue in terms legality.