Does anyone have an idea as to how this situation would work? I'm a non-owner, line-waiter, waiting for my configuration invite. Let's say I get my invite, configure my car and a few weeks later, I'm a happy Tesla Model 3 owner. A week or two into my ownership, some drunken nutjob runs a red light and smashes into me. i'm ok thanks to the car's safety features, but the car is totalled. All that's left is the check from my insurance company, which will pay off the note but I'm pretty sure I won't have as much left over as my initial down payment (thanks to depreciation). Will I have to wait a YEAR for a replacement Model 3? Or would I be treated as a prior Tesla owner and be able to order/configure immediately, as some 2018 Model S buyers did in February?