I don't deal with agents. Never had a case where going with an agent saved me money.
Heard about Wawanesa ~13 years ago when buying a car; sales agent mentioned them. Every time Wawanesa raised their rates and I shopped around for a lower premium, they were always the most cost effective.
No, but with recent premium increases, I'm considering it.
Tesla's quote came in about the same as Wawanesa, but that was with me as the only driver of my '20, and my wife and I on her '23. On the Wawanesa policy, we also have a 17y/o new driver. Wawanesa would be WAY cheaper without a new driver.