People still use email accounts provided by their ISP? Do you not realize you’ll likely switch ISPs at some point in the future? And then you’ll have to annoy everyone you know with a “my email address changed!” notice.
(My other pet peeve, on a similar note - people that use employer provided email for personal use. Then find they’re locked out of their DirecTV account because they got a new job!)
I never give out my ISP email address to people. I use it for websites. I won't have to tell anyone, I'll just go and update my email address on a few sites as I go along. I don't want gmail notifying me every time I get a junk email from the last 10 places I bought something or from each of the monthly bills I pay online (your bill is almost due, your bill is due tomorrow, your bill is due today, you paid your bill, your statement is ready to view, your bill is due in two weeks, your bill is almost due again...).
I also want to have a even lower priority email account for ones I know will spam me but I don't want to have to make disposable email addresses over and over again. Maybe I want to search that account for a password reset or something.
Heck I never give out any email address to people. I give them my cell number if I want them to text me. I sure don't hand out email addresses to humans on any thing close to a regular basis.
I essentially have 3 email accounts for me (primary non ISP, primary ISP, secondary ISP) not counting anyone else in my household. Considering the average household size is ~2.5 people, I think 5 accounts is enough to cover 2 email addresses per average family member or 1 per for larger families up to the max of 5.
If you don't want to use the ISP mailserver you don't have to but it is a cheap service that to me serves a function. I'm sure others might prefer it as well (depending on their relationship with google, microsoft, or yahoo).
Relying on any one email account is a single point of failure. Look at people that have had their entire google account disabled in the blink of an eye with no appeal or recourse of any kind. Look at the way people are getting hacked because someone social engineers Tmobile or ATT or Verizon or your cable provider.
Heck I don't want you to have any idea what email address is being used for any of my 2 factor auths or password resets. I want the ability to have so many email providers and accounts you have no chance of disabling half my life by taking over a single account that has all my mail going to it.
Every email account and mailserver I'm on is another attack vector but it is a trade off in that the worst case scenario is lessened. I'll trade having to manage multiple accounts to have more resilience should one company screw up or should one account be hacked.