I was looking at tesla insurance because metlife (my previous insurance company) was purchased, and their already high rates on tesla vehicles were going even higher. When I saw that tesla insurance requires participation in that stupid @%#^% (insert a lot more expletives) "safety score" bullcrap, it was a non starter for me.
Thats also one of the reasons I have not signed up for FSD beta even though I have FSD on my model 3. I am not interested in the SLIGHTEST in signing up for "snap shot" (geico) or ANY other service that says:
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"let us plug this box into your car and have access to your driving data, we will give you a small discount but we are also going to rake you over the COALS if you get in an accident and the data shows you were driving unsafely per our description"
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I dont even drive that briskly, most times. My Model 3P lifetime wh/mi is 273 with almost 30k miles on it. With that being said, I am not interested in the slightest with anything like this, which basically feels like "Anything you say can and will be used against you........"
The number of people that are ok with handing over this particular data (exactly everything the car knows about how you drive, at all times) to the company that has to pay claims if there is an accident, is astounding to me, and I am not exactly "mr. tinfoil hat guy".