Tesla Insurance for Model X (Business-Registered Vehicles) Seeking Clarification

[coolasice]

An insurance broker was telling me that Tesla does not provide insurance for Teslas registered under businesses. However, I've had Tesla insurance for my Model X for a year, and it's registered under a business name. When I signed up for the insurance, they never inquired about the owner. I assumed they were already aware, given that they handled the registration documentation.

Can anyone clarify if the broker's statement is accurate? I don't want to maintain Tesla insurance if it might complicate future claims.

 

[DCGOO]

An insurance broker was telling me that Tesla does not provide insurance for Teslas registered under businesses. However, I've had Tesla insurance for my Model X for a year, and it's registered under a business name. When I signed up for the insurance, they never inquired about the owner. I assumed they were already aware, given that they handled the registration documentation.

Can anyone clarify if the broker's statement is accurate? I don't want to maintain Tesla insurance if it might complicate future claims.

Was it registered to ONLY your business, or was it jointly held by your business and yourself (which I suspect is more common).

 

[RunCoordinator]

An insurance broker was telling me that Tesla does not provide insurance for Teslas registered under businesses. However, I've had Tesla insurance for my Model X for a year, and it's registered under a business name. When I signed up for the insurance, they never inquired about the owner. I assumed they were already aware, given that they handled the registration documentation.

Can anyone clarify if the broker's statement is accurate? I don't want to maintain Tesla insurance if it might complicate future claims.

I would read the policy. See if any Business use exclusion or limitation. It will def have For Hire and Ride Share exclusions, but need to dig deeper.

 

[coolasice]

Was it registered to ONLY your business, or was it jointly held by your business and yourself (which I suspect is more common).

Me and business, only me and wife drive to go to meeting

 

[coolasice]

I would read the policy. See if any Business use exclusion or limitation. It will def have For Hire and Ride Share exclusions, but need to dig deeper.

I didn’t dibe anything mention business use at all. Don’t harbor any ride share use

 

[GrayGhost6]

I would get it quoted by your actual commercial carrier.

My personal coverage through GEICO was $355/month, but through my business coverage it was only $188/month and that includes Gap coverage plus a number of other things my personal didn't.