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Tesla ride sharing Network question...

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I wonder if self-driving and the Tesla network would be available in Central MN when it gets the OK. Unlike Uber which only is available in bigger cities in MN now. Would smaller cities ban the use of Tesla ride sharing to protect city/county bus services? Would you have to get special high cost insurance to cover riders? Could you just start making money or would you be required to have annual car inspections, fees, surcharges etc put in place by cities and or counties?
 
Isn't bus service usually a service that cost cities tax payer $? You need a certain minimum population density to make bus service efficient. For small towns, car sharing may be more efficient. If anything, this will be an opportunity for smaller cities and towns to downsize their bus service and reduce their tax burden.
 
Every state currently has different laws that rideshare companies have to follow. In Nebraska Uber and Lyft pay a small fee $15,000 or so every year and drivers need to have a vehicle inspection.

Lyft and Uber carry a million dollar insurance policy (covered whenever the app is turned on, some states only cover when you have a rider) for drivers and riders. Tesla should be running their own insurance company and a portion of the fees a driver/rider pay to the service pays for this insurance. Technically Uber and Lyft drivers should have special insurance but most do not as it is 3x more expensive.
 
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