For trafitional lithium ion batteries (non LFP) there is a higher risk for fire at high SOC.When GM initially announced the first fire recall, it advised customers not to charge to 100% and offered an interim software that limited charging to 94%, since GM believed that being at 100% increased the risk of fire. Through various updates to the recalls, GM seems to consistently believe that 100% state-of-charge had the highest risk of catching fire, but also later noted that a history of deep discharging also increased the risk.
Still we need some kind of defect for a fire to happen.
For lithium polymer I know as low as exceeding 4.25V is deemed dangerous.
4.20V is the 100% limit.
It is important that the BMS/battery system never ocercharges any cell.
I wouldnt worry about these things using a Tesla.