Worth challenging LV insurance increase?

[spon88]

So I haven't called them yet but I have done some price checking. As I thought, Churchill are about £40 cheaper and a new quote direct with LV comes back as £35 cheaper than my renewal quote. I'll call them tomorrow. Classic case of the "stealth" renewal increase! Not a lot of cash but it's the principle

 

[DaveW]

Regards Insurance, when’s the best time to start looking for quotes? (Renewal) - 30days before or other?

LV emailed me 30 days before, which set me off to sort it out

 

[DaveW]

So I haven't called them yet but I have done some price checking. As I thought, Churchill are about £40 cheaper and a new quote direct with LV comes back as £35 cheaper than my renewal quote. I'll call them tomorrow. Classic case of the "stealth" renewal increase! Not a lot of cash but it's the principle

I personally wouldn't bother ringing them, they'll price match, but I did a new quote instead using TopCashBack and am due to get the new price plus £40 cash back

 

[Dadawinsk]

Regards Insurance, when’s the best time to start looking for quotes? (Renewal) - 30days before or other?

There was study done by that MoneySavingExpert man last year that said 21 days before you need it is the time you will get cheapest car insurance.

Works well for renewals but I am yet to meet anyone who had 21 days notice of a Tesla delivery!

 

[davidmc]

LV emailed me 30 days before, which set me off to sort it out

There was study done by that MoneySavingExpert man last year that said 21 days before you need it is the time you will get cheapest car insurance.

Works well for renewals but I am yet to meet anyone who had 21 days notice of a Tesla delivery!

Thank you both. Will do at 21days on the dot!

 

[Chanser]

Gocompare offering free £250 excess cover.

 

[spon88]

Quick update. Challenged LV and got the quote down to £283 from £320 - same cover, fully comp, zero voluntary excess etc etc. Wouldn't quite match Churchill but not worth the hassle of moving for a few quid. LV also fine with after market winters and full PPF.