2022 Model 3 Insurance upped from $100 to $187 per month - Allianze

[Bas88]

HI all,

When I purchased the vehicle last year, $100 per month seemed to be the going rate for most insurance companies. Fast forward to this week, I was billed $187 instead of our usual $100, and when I looked into it, this was our new comprehensive rollover. No faults, no claims, and no accidents over that year either.

I looked at other companies, who were even more expensive, some even $100 more ($300 per month).

Why, and does anyone else have any recommendations?

Thank you

 

[moa999]

Insurance generally seems to be going up, not just for Tesla's, but those are big increases.

Unfortunately nothing can be done but for search multiple sites every year.
What's cheaper for one person may not be for you.

 

[dan_brooks]

I've noticed Allianz now require them to call for a highland, instead of an online quote for every other year.
Previously they were the cheapest by far.

 

[paulp]

HI all,

When I purchased the vehicle last year, $100 per month seemed to be the going rate for most insurance companies. Fast forward to this week, I was billed $187 instead of our usual $100, and when I looked into it, this was our new comprehensive rollover. No faults, no claims, and no accidents over that year either.

I looked at other companies, who were even more expensive, some even $100 more ($300 per month).

Why, and does anyone else have any recommendations?

Thank you

You just have to hunt around and find the insurer that wants the business this month. There is no single perfect insurer

 

[meloccom]

There are a number of threads on this Forum talking about insurance for Teslas. Tap the magnifying glass symbol at the top of the page to do a search. Suggest you select this forum to keep it local and select the option to search titles only to limit the number of results of which there are many.

 

[JMGNC]

My Model Y LR 2023 is $167/month with State Farm in NC. That was the lowest rate at the time. YMMV of course.

 

[MOE J]

HI all,

When I purchased the vehicle last year, $100 per month seemed to be the going rate for most insurance companies. Fast forward to this week, I was billed $187 instead of our usual $100, and when I looked into it, this was our new comprehensive rollover. No faults, no claims, and no accidents over that year either.

I looked at other companies, who were even more expensive, some even $100 more ($300 per month).

Why, and does anyone else have any recommendations?

Thank you

I’m in Canada and I pay $ $1550/year. It sucks

 

[johnchidgey]

I’m in Canada and I pay $ $1550/year. It sucks

Yes and when I lived in Calgary, this weird thing called snow kept falling and icing the roads and cars kept skidding into each other all the damn time! (No wonder it's so expensive?) Ahh, I miss the Rockies though...

 

[.Slug]

One thing you can try and do is call your insurance back and ask them if they changed the estimated milleage driven. Some insurance companies (unless you report milleage) will do an automatic milleage increase which will also increase your insurance rate. If you can confirm low miles driven, you might be able to have them dial back this increase if something like this was included in the increase. We've caught our insurance company multiple times doing this.

 

[Pat67]

That's less than my cable bill.