Hi everyone,
I was delivered a brand new Tesla Model 3 Long Range in December of 2021. In February, I had someone illegally turn right in front of me, resulting in a heavily damaged front bumper. The other party's insurance, in this case, was Esurance and they immediately determined I was not at fault. I was scheduled for repairs at a Tesla-approved body shop, but the waitlist was about three months. During this time, my car was still driveable - but, I was rear-ended at a stop light by a vehicle going at a very high speed causing me to also hit the car in front of me. Luckily, I was able to get this repaired with the same bodyshop since my scheduled date was only about three weeks out from this incident. This incident caused extremely heavy damage to my car. We're talking totally replacing the backend, new front bumper, new hood, new sensors cameras, etc. Same situation, other party at fault. This time with Geico, but they said due to me having a Tesla I had to file a claim with my own insurance company (Progressive at the time, now with Tesla Insurance), which I did.
My Tesla is now in the body shop and has been for over a month, and the parts are still being ordered. It will likely take around four months. I have been paying out of pocket for a rental car and submitting receipts to Geico, but this is becoming insanely expensive. The total cost of both repairs is well over 25k and I am located in Colorado. Both of these incidents are my first dealings with accidents and insurance.
My questions are:
Has anyone been able to get the other insurance to pay for a rental car upfront?
Do I have a case for diminished value?
Any advice in general?
I was delivered a brand new Tesla Model 3 Long Range in December of 2021. In February, I had someone illegally turn right in front of me, resulting in a heavily damaged front bumper. The other party's insurance, in this case, was Esurance and they immediately determined I was not at fault. I was scheduled for repairs at a Tesla-approved body shop, but the waitlist was about three months. During this time, my car was still driveable - but, I was rear-ended at a stop light by a vehicle going at a very high speed causing me to also hit the car in front of me. Luckily, I was able to get this repaired with the same bodyshop since my scheduled date was only about three weeks out from this incident. This incident caused extremely heavy damage to my car. We're talking totally replacing the backend, new front bumper, new hood, new sensors cameras, etc. Same situation, other party at fault. This time with Geico, but they said due to me having a Tesla I had to file a claim with my own insurance company (Progressive at the time, now with Tesla Insurance), which I did.
My Tesla is now in the body shop and has been for over a month, and the parts are still being ordered. It will likely take around four months. I have been paying out of pocket for a rental car and submitting receipts to Geico, but this is becoming insanely expensive. The total cost of both repairs is well over 25k and I am located in Colorado. Both of these incidents are my first dealings with accidents and insurance.
My questions are:
Has anyone been able to get the other insurance to pay for a rental car upfront?
Do I have a case for diminished value?
Any advice in general?