Hi guyssss, so I've already been approved for my 2013 Grey 60 (40 kwh) Model s with panor and upgraded sound system through Pen Fed but in speaking to them, one of their representatives tried to sell me on their "payment saver" loan. It's almost like a lease, you pay drastically reduced payments for the first 35, 47, or 59 months and then on your final month payment you have to cough up like 10's of thousands of dollars. Then I told her what kind of car i was getting and she said nopeeee. The payment saver wouldn't be available for a model s because they have no idea what the depreciation or residual value would be. And that was disappointing but fair. I understood they can't take that much risk. However, with the "big news" that Tesla will purchase the car back after 3 years, now we do know what the depreciation would be. So I've contacted Pen Fed again. Actually I just E-mailed the chairman of the board, to reconsider allowing this financing for the Model S. Would anyone else here be interested in this if it existed? It seems like a very irresponsible loan for someone who might consider driving the car for 3-5 years but I don't own a car for more than 1-2 years tops. So I'll sell welllll before that balloon payment kicks in and payoff the loan at that point. Thoughts?