I agree that having a Tesla or any EV for that matter, does require some additional up front costs. But 1) there are a lot of rebates and tax incentives to make those costs more manageable. For example, my power utility gave me a $500 rebate to install my EVSE and the remaining cost was tax deductible. 2) Instead of paying $225 a month for gas, I am paying $30 to $40 a month for electricity 3) The cost of maintenance is SO much lower compared to my last ICE car.
Back to the main topic of PPF, if the PPF is punctured it often still absorbs most of the impact and damage. In my case, although the PPF was punctured when the door of the other car hit my fender, the paint underneath the PPF did not have a scratch or blemish. The PPF sacrificed itself to save the paint. If the PPF had not been there, I am certain the paint would have had a lot more damage.
I am not saying PPF is for everyone. As I have said in other posts, a $10 bottle of Turtle Wax Seal and Shine will do a great job of protecting your paint. But to some people, PPF may be worth the extra cost. And it helps to make this decision based on information that is accurate as possible.