At least PEPCO just provides these silly charts (which seem not to take into account a lot of things, including gas vs. electric appliance use, number of people, EVs, house size) and doesn't call and harass you like folks in CA reported PG&E doing.
I have never had SCE call me like some report PGE doing, however, I still get these reports sometimes and they are "full of you-know-what". I had a lot more typed here but realized I was just ranting against SCE, and there was no value add to it (other than making me feel better by ranting, lol.
Anyway, those reports are stupid, and at least in our case, dont seem to take into account anything other than straight usage... meaning "efficient homes" might be 1/3 the size of my home, for example.