thanks for that info.FYI. Adelfi doesn’t lend in PA. I was declined based on that.
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thanks for that info.FYI. Adelfi doesn’t lend in PA. I was declined based on that.
No I haven't found that documented. Talked to them on the phone and they confirmed no auto loans to PA. Recommended they update their website and process before the application process and credit report pull.Have you found any documentation which lets you know what state's they're approved to lend in? I looked online and couldn't find anything.
I contacted them, the rep said they do all states except PAHave you found any documentation which lets you know what state's they're approved to lend in? I looked online and couldn't find anything.
If I was doing it again, I first would've opened the checking account before getting a VIN assigned, and then could get the auto loan as soon as the VIN was assigned. MY pickup is scheduled for 10/15, so the process had me sweating it out a little to make sure nothing got tied up!
This past week, when I called they generally said it takes 1-3 business days to have them review it and get you the documents to sign. When i called on the 2nd business day, they were able to have someone review it and then had my speak to an underwriter to fix one document. Once that was done i got the docusign document within a couple hours. Once things were signed, the loan was funded that same day.Anyone have a timeline for Adelfi currently?
Submitted all paperwork and acknowledged by Adelfi. Loan "preapproved". Membership/Account opened. - 10/13/22
10/14/22 - Crickets...
Just curious when they send DocuSign stuff as I'm trying to take delivery on Wednesday of next week.
Once I received approval I think I got an email that said please submit xyz. I submitted xyz then they said they received everything but needed my membership to clear. I had to call the membership people as I had to answer some security questions. Keep in mind this all took place on 10/13.Thanks! Did you go straight to submitting all the documents or did you wait for them to review your application first
Is that the current rate? Their website says 3.39% for those termsFor those interested, I’m using FedChoice. I was approved for 72 months @ 2.49
Membership eligibility says:
Donors to Tangerine Foundation are eligible for membership
They offer a 1% rate deduction for new members within the first 90days for their auto loans. But I do believe they have a floor rate which it cannot go under, unsure if that is 2.49 or 2.75.Is that the current rate? Their website says 3.39% for those terms
Thanks will look into applying through them. Did Tesla give you an update?They offer a 1% rate deduction for new members within the first 90days for their auto loans. But I do believe they have a floor rate which it cannot go under, unsure if that is 2.49 or 2.75.
No, but maybe robe4658 does?Thanks will look into applying through them. Did Tesla give you an update?
For those interested, I’m using FedChoice. I was approved for 72 months @ 2.49
Membership eligibility says:
Donors to Tangerine Foundation are eligible for membership
How much down payment?Ok so Tesla did alert me that Fedchoice is now in their 3rd party database for lenders. I also spoke with Fedchoice and they confirmed that their new rate floor is 2.74.