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Credit Unions with good rates that accept applicants anywhere within the US?
- Thread starter YNoVA
- Start date
They still have same rates when I checked today but only open to citizens and Permanent Residents
About 10 days, but I was in Europe for part of it and couldn't access things while out of the country. I only applied for the loan this week after becoming a member. You have to donate to the historical society and pass an interview.
Rates | Washington DC, Capitol Hill, Alexandria - Virginia
USSFCU Finanical Product Rates. Checking/Savings Acoounts, Loans, and Business Accounts.
www.ussfcu.org
Unless they aren’t honoring the rates on the web site or if they haven’t updated their rates
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They gave me the option too, they said it can take up to 4 weeks. They asked if I wanted to switch to refinance, I said No... Don't change anything.. It didn't take 4 weeks, once it got moving it was pretty quick. Granted I checked the status often and answered them immediately. Sometimes, I didn't get an email notification, that they sent me message so I checked a few times a day.
I started messaging with them on 2/27, applied for membership 2/28 online by opening a savings account...and Tesla was funded 3/2. I was particular to send them everything they asked for. If you haven't requested to join membership, do that asap.
I received the tracking number and a copy of the cheque after another call. So I guess I am on track now!
The rate is 5+% now I’m
I’m not see those rates, this is what I’m seeing
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You are looking at ARMCO CU
rates have increased there, the screenshot I have pasted was from USSFCUI applied on the 27th and they conditionally approved my application on the 7th of March. They sent an email and I could view the status online. Still waiting on them to confirm the rate I was approved for as they did not mention that in their correspondence, but from other replies it sounds like they’ll honor the old rates through mid-April.
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I applied on 02/15. They gave me a hard time about the membership since the address on my driver’s license doesn’t match my home address. I told them I have 2 homes due to work but they didn’t budge and asked me to update my address with DMV, and then send them a proof of address change. I did it next day and they approved my membership. This took them a week for approval as messages bounced back and forth. And then it took another several days from the loan officer asking me how I‘d like the auto loan to be funded, regular mail/overnight check to the dealership or a bank wire. I answered on Monday but have not heard from them since then.
Thanks for sharing. Can you get into more details like... How much donation, what is the interview like and any other requirements?
Thanks.
I made a 65 dollar donation to the US Capitol Historical Society- you have to become a member. My credit was frozen which also slowed things down.
The interview was answering credit questions, validating how I was going to use the CU, and making sure my answers on the app matched. It was pretty straightforward. You cannot apply for a loan until until membership is approved.
I applied this morning and can report back on time it takes to join and get approved. My USAA loan is expiring and I'd like to see if I can get the better rate with the CU.
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