Hi all:
My 2-month old Model Y got door dinged during a road trip to lake Tahoe while parked. Luckily sentry mode caught everything on video. The info I have are their car's make & model, and license plate number (from Nevada), but they already fled the scene so I don't have the driver's info or their insurance. I also called CHP but they said they can not start a case for me as it's technically "vandalism".
I have Tesla insurance and I live in California. I assume I'll have to file with my own insurance. Several questions here:
1. Will Tesla insurance lookup the other party's insurance info for me?
2. Since I have UMPD & collision & comprehensive coverage, I'm not supposed to pay anything (including deductible), right?
3. In the case that the other driver is uninsured / underinsured, will I be considered "at fault" and will my premium increase?
BTW I already filed claim and the adjuster said it would use my comprehensive / collision coverage and I need to pay deductible. I think this is very wrong and still communicating with them...
Thanks in advance!
Picture of damage, surface is dented and metal is exposed:
My 2-month old Model Y got door dinged during a road trip to lake Tahoe while parked. Luckily sentry mode caught everything on video. The info I have are their car's make & model, and license plate number (from Nevada), but they already fled the scene so I don't have the driver's info or their insurance. I also called CHP but they said they can not start a case for me as it's technically "vandalism".
I have Tesla insurance and I live in California. I assume I'll have to file with my own insurance. Several questions here:
1. Will Tesla insurance lookup the other party's insurance info for me?
2. Since I have UMPD & collision & comprehensive coverage, I'm not supposed to pay anything (including deductible), right?
3. In the case that the other driver is uninsured / underinsured, will I be considered "at fault" and will my premium increase?
BTW I already filed claim and the adjuster said it would use my comprehensive / collision coverage and I need to pay deductible. I think this is very wrong and still communicating with them...
Thanks in advance!
Picture of damage, surface is dented and metal is exposed:
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