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insurance

  1. T

    Bay Area Hit and Run

    Wanted to share a story and to get some advice along the way if possible. Brand new model s, had it less than half a year =(. Got hit and run yesterday on 101 South by an absolute nut job. They hit me exactly at the rear left corner. Metal is so out of shape my chargeport can't open to charge...
  2. R

    London Insurance INSANE

    Hi all. Wondering what Londoners are paying for insurance as I’m getting absolutely crazy prices. I pick up my new Y LR tomorrow and am getting quotes of £2,000-£4,000! My wife and I are both in our 40s with clean licenses and max NCB. Any ideas?
  3. V

    My brand new Model X was rear-ended: Any advice?

    I got my new Model X LR around the end of last month, and this happened to me today :( (I haven't even received the real license plate yet) I was driving on a roadway and made a complete stop due to traffic congestion in front. A car following me did not stop and rear-ended my car. I and the...
  4. A

    Tire for Canada

    Looking for suggestions!! I will have a short term project in Canada (Markham area) for about 9-10 months starting from January ‘23 and I’m planning to take my 2019 Model 3 (Long Range, 19”) with me (from California, through transportation). Currently, car has regular Continental tires and it’s...
  5. L

    2019 Model 3 Used - Tesla Insurance Quote Before I buy?

    Hello Community, On the verge of purchasing my first ever Tesla/Electric Vehicle (Model 3 used) from Tesla Website. Little did I realize how expensive these toys are to insurance with legacy providers. I live in Texas, so Tesla Insurance being available is a great blessing in terms of rate...
  6. W

    Model Y Churchill Insurance

    I've got a Model Y that I'm picking up on the 9th of September. I went through the normal price comparison sites and was getting quotes of >£800. 43yo Male, Oxford, no claims. This compares to £419 from Churchill for my M3 that the Y is replacing. I noticed there were no Churchill quotes for the...
  7. G

    Safety Score for Insurance

    Does anyone know if I have to sign up for Tesla insurance and pay for it to see the safety score? Obviously we all start at 90. At that score, my quote for Tesla Insurance is comparable to my current insurance. If it turns out my driving is actually sub-90, then the cost of Tesla insurance...
  8. ROTA

    [MYLR] Young Driver Insurance through Company

    Moderator note: The first two posts in this thread were moved from a different forum. Hi people, just looking for some general advice after spending the past couple months researching across this forum and others, I can’t seem to find someone in the same position, specifically in the UK. I’m...
  9. R

    Tesla is delivering cars to home illegally, I think....Watch out!

    My new MYLR Tesla was delivered to my home 2 days ago. No temporary tags, no registration was filed. Nothing. I cannot drive my new car because they were too lazy to file the state registration and get temporary tags. This might be nothing more than (severe) aggravation, but here is my other...
  10. M

    Insurance and financing

    Hey folks, My EDD is narrowing and approaching soon. I wanted to see what bank and insurance company are people, especially Bay Area folks, using for their model X. TIA!
  11. T

    getting quote from tesla insurance

    Hi, Is there a way you can get tesla to give you a quote for insurance after owning the vehicle? I know before I take the delivery of my model S, I can get an insurance quote from tesla via its website without actually purchasing the policy. At that time, I decided to go with farmers since it...
  12. F

    Car Vinyl wrap - insurance

    Hello everyone! Newbie here. My LR M3 is coming on 22nd June and I ordered this on 4th January😅 I have a question on vinyl wrapping. So my car is being home delivered (didn’t fancy driving to London) and when it arrives, I plan to take it to be vinyl wrapped. Insurance companies are not letting...
  13. M

    21 M3 LR - Is my car a total loss?

    Was at the wrong place at the right time yesterday afternoon. My car got hit when this 17 year old kid took this corner at a high rate of speed. I got sandwiched between the culprit and a second victim on my passenger side. Been having issues with my usb drive and sentry mode has been glitchy...
  14. E

    My Model 3 Experience - Pre-Owned to Car Fire

    I want to start of this thread by saying that I loved my Model 3 and i do expect to stay with Tesla in the long run. Some of you may have heard what happend to my car and for those of you who have not, here is a quick recap: I'm writing this for full transparency because when my car burnt...
  15. R

    Guide To A Perfect Safety Score for the FSD Beta Queue, or Tesla Insurance reasons. (Whether you like it or not)

    There is no TLDR; when it comes to this. there is no one piece of advice. If you're interested, please give my experience and advice a read. I've seen many, many, many, people complain about the safety score program. and most of the time, it's due to just not understanding the process required...
  16. Links77

    Salary Sacrifice Business Insurance

    Hi I am looking to set up a salary sacrifice scheme through my business, they are very keen to include car insurance as part of the package, but it seems very expensive to me, I know a business policy will be more expensive than a personal one, but I want my employees to get the best deal...
  17. V

    Third party damage

    So i took my Model 3 into a local shop to get the state safety inspection done because the tesla dealership near me does not do them. The top portion of the dash when i got it back had a slit in it. I have never had an issue where a garage damaged my car before. I brought it back and they said...
  18. T

    First time buyer, confused about what to do now?

    Hi all, Sorry for asking some stupid questions here. I am first time Tesla buyer with absolute 0 previous experience. I placed an order on MSLR back in Jan 3rd. At that time, the EDD is 2nd half of 2022 and I wasn't in hurry anyway. I checked tesla app occasionally in the past and the EDD...
  19. Y

    UK Direct Line Insurance and PPF/Ceramic Coatings

    Hi all. Picking up my Model Y tomorrow but having lots of conflicting views regarding PPF/Ceramic coating for the car and it being covered via direct line. Anyone covered with Direct Line, who has PPF/Ceramic coating on their vehicles? Did you have any snagging/issues when advising the...
  20. dwahl

    Total Loss Settlement for Model 3

    My 2019 Tesla Model 3 Standard Range+ Was recently in a crash. The Tesla Model 3 was declared not at fault. The appraiser declared a Total Loss and Tesla Insurance wants to arrange a Total Loss Settlement. What's a fair Total Loss Settlement for this car? The car had 100,000 miles but worked...
  21. T

    Parking lot accident! Car recorded everything

    Hello! A bit of an interesting situation, I was backing out of a parking space and then noticed another car started to back out after me. I stopped pulling out as I clearly noticed this man was not looking while pulling out of his space. He then proceeds to reverse into the side of my car. The...
  22. K

    Insurance

    HI everyone, I have ordered a model Y and I am trying to work out full running costs but struggling to get an insurance quote. Does anyone know where I could get one? I did one for a model 3 and compared to what I am paying for my current car its quite expensive. TIA.
  23. Az_Rael

    Tesla Insurance customer service and claims experiences?

    Shopping for insurance for our cars after getting a huge rate increase from our current company due to a claim this past year. The rate more than doubled going to over $9K per year, which is....just wow. Guess they want all the money back from the claim. Got quotes from most of the majors...
  24. X

    How much was the additional cost for the metallic green paint?

    Unfortunately my Model S was involved in a accident on Monday. Does anyone remember the original cost for the paint color in case it’s totaled?
  25. Audietron

    Tesla NZ model 3 Insurance recommendations

    Hi, About to receive my Tesla M3 this Sunday so sorting out insurance... I had been AA Insurance loyal always - but AA insurance said $4400/year, AMI says $1600/year, State says $2000 with minimum 2000 excess... prices are all over the place. Yet to receive quote from Vero. Any...
  26. L

    Best Company Car Insurance That Cover Alcantara Dash?

    Hi everyone, My M3P 2021 is estimated to be ready for collection in November. I’ve purchased it through my own limited company and have a fully comp insurance quote of £733 through Churchill - with me down as the registered keeper. I’ve asked them how the insurance quote would be affected if...
  27. D

    Car accident cost appreciation

    My Model Y, 2021 suffered a damage due to a front and back end collision. I wonder how much depreciation do one take in selling their Model Y with an accident history? How to find this difference in the price and how can I get it from insurance company? Anyone like to share?
  28. M

    Tesla account shows insurance policy for previous owner

    Hi Everyone! I purchased my 2020 Model Y about two months ago (April). I wanted to shop around insurance rates and remembered that Tesla offered their own coverage in CA. However when I checked my account, it still displayed the previous owner's policy which expired on June 15. My guess is...
  29. C

    Insurance in limited companies name

    I’ve purchased a model3 via my ltd company (of which I am the only director/employee). It will be mainly used for personal use. My accountant said I could use the car insurance as a business expense if the policy is taken out by the company. Im struggling to find any insurance companies that...
  30. W

    Tesla M3 Long Reach 2021 is identified as "Performance" by insurers

    Greetings from the Netherlands! I am about to become a new member of the club and expecting M3 LR 2021 later this month. When I try to get an insurance quote, most insurers look up the car by the plate number (RDW) and identify it as M3 Performance with 340kW of power. That makes insurers...
  31. P

    Insurance Rates in North East

    Hi, I am going to take delivery of my vehicle in a couple days and is shopping for insurance. I am taken aback by how high my insurance rates have come back as ~ 3400 / year. I park in an indoor garage near Medford and have no past driving incidents in the past 6 years - clean. That said, I...
  32. K

    Insurance premium hike at renewal after claim

    Hi all, I am a new M3 owner and sadly, I scratched it quite badly after 1 week of driving this new car! I scratched and dented my left back door, left back fender and even some of the left back rim. I got quotes from the only 2 approved body shops in Hong Kong who quoted in the range of HK$80k...
  33. T

    Into the Service Center with Model Y

    Ok, I have to say I was a little disappointed. I backed up into a parking pole and dented the rear lift gate of my Model Y. Ok, I accept fault. I did it and was willing to pay for my mistake. Set up appointment at 7:30 am on the 10th of this month (It is what the service center offered me) at my...
  34. O

    [Massachusetts, USA] Payment timing?

    So, delivery for my 2021 Model 3 LR AWD is scheduled for next Saturday. I haven't handed in the insurance info that shows the Tesla as already registered, nor the down payment(I am financing through Tesla's partners). I see that some people wait until actually seeing the car, but I wasn't sure...
  35. B

    Insurance under the age of 25

    I’m wondering if anyone under the age of 25 has got a Tesla and how much they pay for insurance as right now at the age of 22 with 3 years driving and 3 years no claims I’m looking at at least £3k a year. I’ve shopped about on all the major car insurance websites and some won’t even insure me...
  36. M

    M3 insurance with ByMiles

    Hi, I'm waiting for my M3 LR to be delivered and meanwhile I'm researching the best insurance I can get. I don't have lots of driving history in the UK so any insurance is expensive by default - but for my current car (BMW) I'm using ByMiles, which has a fair model - you pay for what you use...
  37. E

    Question regarding low profile 21" rims

    Hi all, First time poster, long time lurker on the forums. Wonderful community, and I look forward to contributing! I am the proud owner of a 2018 S 100D in the Bay Area. We use it mostly for highway commuting on the 280, sometimes the 101 also. The car came with factory 21" twin turbine...
  38. MrBadger

    Insurance New Vehicle [2021 Megathread]

    Megathread for all questions regarding insuring new vehicles. Please use this thread to discuss everything to do with insuring new vehicles during 2021. For renewals, Insurance renewal is the thread to head to
  39. calidreamz808

    Tesla Insurance Refund

    FYI for those California folks who have Tesla Insurance.... I received an email saying they sent me a refund check due to COVID without disclosing how much, but just passing it along that if you live in CA and have Tesla Insurance... and have not received an email.. perhaps reach out to them to...
  40. M

    Have VIN but TD Meloche Monnex insurance unable to find VIN in system

    I'm picking up MY Monday Nov 8 in Ottawa. I called TD Insurance with vin saturday morning and they couldn't find the vin in their system. I waited on the line but I was in a remote location and lost the connection. I'm going to call back Monday morning. Has anyone seen this before. I thought I...
  41. M

    Recent accident - Insurance will not cover PPF (custom parts)?

    Wanted to share my experience here and maybe find some additional advice regarding negotiations with my insurance (Progressive). Recently was in an accident on 9/26/20 (USA, Minnesota) and I'm 99% not at fault based off Tesla cam evidence. The other driver drove straight during a bend in the...
  42. O

    Model 3 Insurance Range and Companies

    I am planning on getting a Cybertruck and want to estimate the insurance range ahead of time. Could you let me know how much is the Model 3 insurance cost per month, state and insurance company? Thanks!
  43. C

    Had a car accident on Thursday afternoon and still haven't heard back from Tesla Insurance

    Hi all, So I had a pretty bad car accident last Thursday on the freeway. Basically a pickup in front of me changed lane very abruptly and left me the pleasure to discover a car at a complete stop (whereas the traffic was great, I don't understand why it was stopped). Of course I was going at...
  44. G

    Company Lease Insurance Unavailable?

    Hi, I'm a happy private owner of a Model 3 (ownership birthday next week) - I've just moved house and a new neighbour called around with an issue that I struggled to help with. Hoping the great hive mind here can help him out. Basically his company have just leased 3 Model 3s and a couple of...
  45. B

    Churchill Insurance - Acceleration Boost

    Just been on the phone to Churchill sorting out my insurance for M3LR arriving this week. I'm having some difficulty regarding the acceleration boost software upgrade. From reading other posts, it seems most people do not have any additional premium to pay when adding on acceleration boost...
  46. A

    MX Insurance in Texas

    We’re looking to get a Model X and our current insurance company quoted $1,700 for a 6-month premium? Is anyone else in Texas getting better rates?
  47. tbwnm

    Hit & Run Southern California / Pasadena - Ameriprise Insurance / Tesla Service?

    We were victims of a hit and run on the 605 south in Baldwin Park today. Other driver came out of nowhere and slammed into drivers side at high speed. Fortunately, Dashcam caught the whole thing as they changed lanes and slammed right into us (with the Dashcam we also got the plate number and...
  48. S

    Insurance New Vehicle [2020 Megathread]

    Moderator comment - thread formerly "Insuring new registration" Hi, have been assigned my my Registration and collection car on the 20th (Leeds). Had a call from Tesla to yesterday to confirm my my Reg No. but when I try to enter it into Direct Line insurance quote engine, it’s not...
  49. U

    Rear Ended. Best Options on Repair?

    I was just rear-ended in San Francisco in my 2019 Tesla Model 3 (trunk and rear bumper damage), and this is my first accident, so I'd appreciate any advice/help. Unfortunately, I only got the driver's license + insurance information from the driver and not the owner of the vehicle, so my...
  50. Leeon

    Broken Windshield - Model 3

    Driving down the freeway from LA to SD a car in front of me decided to toss me rock. The rock gave me a nice circular art work. After dealing with insurance, I was told I would have to wait 6-8 weeks as windshields are in back order. Has anyone had their windshield replaced? What are the...

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