3.25 was Jan rate not October, that was 2.7 I believe. Dec was 3.1this sucks..
i got rate on feb 15 for march delivery, hopefully they don't make me pay 3.99 (right now 3.68).
What's annoying is how i'm waiting for vehicle to arrive and rates keep going up. I order vehicle in october when it was like 3.3 for 96 months.