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Gap insurance in New York?

Discussion in 'Model S' started by MatthewW, Sep 9, 2016.

  1. MatthewW

    MatthewW New Member

    Joined:
    Jun 12, 2016
    Messages:
    4
    Location:
    New York
    Hi everyone,

    Posting this in Model S because I figured there'd be more experience with it here.

    I ordered a Model X 60D with a delivery date of Sept 27th. I was told by my DS that the Tesla lease doesn't include gap insurance. However, I called 6 insurance companies, and all said that they offer gap (or similar-- "better car replacement", loan lease coverage, etc...) in most states but *not* in New York.

    I did some searching in this forum and saw a reference to "Gap Protection" in the Tesla lease, so asked my DS for a copy of the lease agreement in advance. (The post says that you won't be covered for the gap but they'll write off all remaining payments if we're in this situation, which is fine with me).

    Has anyone in NY been able to get gap insurance through their insurance company? Separately, can anyone with a recent NY Tesla lease confirm what kind of protection it offers? (I know it's widely available outside of NY).

    Thanks!
     
  2. MatthewW

    MatthewW New Member

    Joined:
    Jun 12, 2016
    Messages:
    4
    Location:
    New York
    Update: I emailed back and forth with the Tesla finance rep, and it turns out that the lease does include gap coverage (at least in NYS). The DS must have misunderstood.
     

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