Two weeks out from taking delivery on a Model 3 SR+. I actually got quoted for insurance before making the decision to buy and was floored by what Geico was asking for. They wanted $1,800 more from me a year for actually less coverage and higher deductibles. Shopped around, Progressive’s quote was the best, by far—$550, which is higher than my coverage for my Mazda3, but I was expecting that and the increase is reasonable. Plus, Progressive offers gap insurance, which is more valuable to me than Geico’s mechanical breakdown insurance.
Idk why Geico has no desire to be competitive. I spoke with two agents on the phone and they just told me they don’t price match. One put me on hold, I assumed to talk to a manager and get permission to offer a lower rate, but no! She was just pulling up talking points on how Progressive will eventually raise my rates and I should pay astronomical rates now instead. I mean, they might! But even if they do, I’ll still have saved nearly $700 over the next six months. This car, plus Northern Virginia’s utterly ridiculous property tax rate, is already expensive enough.