Here's an article written by some insurance people about Tesla Insurance: why they're getting into it in the first place, and why they think that they can make money doing it:
Car manufacturers are challenging traditional auto insurers: Who will win the tech race?
I wonder, though, if the angle might be different. Tesla repair costs tend to be steep, but the biggest cost to insurers probably isn't repair, but rather medical bills. Right? As the lowest-probability-of-injury vehicles on the road, it would seem to me that insuring a Tesla against medical issues for the driver and passengers in the Tesla would safe a lot of dough, maybe. Not sure that's really it, but it's my idea anyway...
Car manufacturers are challenging traditional auto insurers: Who will win the tech race?
I wonder, though, if the angle might be different. Tesla repair costs tend to be steep, but the biggest cost to insurers probably isn't repair, but rather medical bills. Right? As the lowest-probability-of-injury vehicles on the road, it would seem to me that insuring a Tesla against medical issues for the driver and passengers in the Tesla would safe a lot of dough, maybe. Not sure that's really it, but it's my idea anyway...