I charged in the rain and snow all last winter. The MC was not under cover or protected in any way:
View attachment 491788
No problems noted other than I didn't like dealing with the wet mobile connector and extension cord when it was time to put it into the car.
This year I built this:
View attachment 491794
Cost for the underground conduit, fittings, 35 feet of #6 AWG wire, 60 amp breaker and other incidentals was under $150. The A-frame was built mostly from my scrap lumber pile so only about $300.
It's much better to have the full 48 amps. When I was on 120V and 15 amps the range of the car would go backward when I was defrosting the car on cold mornings. Now, no problem.