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Tesla drivers in CA, can you suggest standalone personal umbrella insurance?

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For those of you who drive model S or X, do you have personal umbrella insurance?

I'm looking for a standalone umbrella insurance, since my home/auto bundle rejected me to add an umbrella policy.
The rejection was because I have an open case for an auto accident that is less than 3 years ago, even though I was not at fault.

It sounds like the bigger companies only offer personal umbrella insurance if bundled with auto/home insurance, and so far a few say they probably won't accept me since my case of auto accident is still open and undecided

Per my research, companies that offer standalone umbrella insurance are usually small and unknown.
If anyone have a recommendation on which insurance companies that offers standalone personal umbrella insurance, that would be greatly appreciated :)